Under the Affordable Care Act there are four differently tiered plans offered for individual health coverage. All of the plans are required to cover all 10 of the essential health benefits, including emergency services, wellness visits, pediatric services, prescription drugs, hospitalizations, ambulatory patient services, maternity and newborn care, and laboratory …
The California Health Insurance Exchange is Your One-stop Shop for Coverage
The California Health Insurance Exchange is your one-stop shop to learn about your options for insurance plans available through the Affordable Care Act. Through the Exchange, you can find coverage for individuals, families, and small businesses. In addition, you are able to compare plans between providers, obtain free quotes, and …
In California Shop for Insurance Using the State-Run Health Benefit Exchange
One advantage California has over other states in getting people to sign up for insurance, as required by the Affordable Care Act, is a health benefit exchange. While California is not the only state to have their own exchange, there are many that do not. As a result, people in …
Common Summer Injuries and How to Prevent Them
Summer is time for fun outdoors in the sun. Perhaps you love golfing or cycling. Maybe you love to hike with your dog, take long walks on the beach, or just get together with friends for a backyard barbeque. Whatever your passion, injuries tend to be more common in the …
ACA Dramatically Reduces Number of Uninsured College Students in CA
An outreach program aimed at getting college students across California enrolled in Affordable Care Act (ACA) plans through Covered California has cut the number of uninsured college students in half. The program, called the CSU Health Education Project, was funded by a grant from Covered California, and targeted the California …
Estimate Affordable Care Act Silver Plans in California with a Calculator Tool
In recent news, you may have heard the President has allowed for a one year extension of existing insurance plans that do not fully satisfy the requirements under the Affordable Care Act. What this means is, if you have one of these plans, rather than getting a cancelation notice from …
Affordable Care Act Has Saved Consumers 9 Billion
U.S. Health and Human Services (HHS) Secretary Sylvia M. Burwell recently announced that the Affordable Care Act (ACA) has saved consumers a total of $9 billion in health insurance premiums since 2011.1 Below, your trusted California health insurance agent reports more. A report released by HHS shows that in 2013 …
Court Ruling to Take Away ACA Subsidies Unlikely to Stand
In a bold move, two of three judges on a D.C. Circuit Court of Appeals panel ruled that consumers who purchased health insurance through the federal health insurance exchange established under the ACA aren’t eligible for cost-sharing subsidies.1 The basis for the ruling by the two judges on the three-judge …
Covered California to Allocate $16.9 Million for Consumer Education
California’s health insurance exchange, Covered California, announced recently that it will award $16.9 million in grant money to educate consumers about its insurance “navigator” program1, established as part of the Affordable Care Act (ACA). The ACA required states that chose to establish a state-run health insurance exchange (like California did) …
Employee Wellness Plans Can Help Reduce Business Healthcare Costs
Most Americans spend the better part of their week at work. Many are sedentary, sitting behind a desk for most of the day. Between the demands of family, commuting time, and all the things we have to get done every day, eating a healthy diet and exercising are often put …