What you should know
Auto and Home Insurance carriers target specific segments or what we call “appetites” in the industry. For example, some carriers might offer insurance in brush areas but (since they don't have an appetite), at highly inflated pricing. Other carriers might specialize in more high value homes. Simply shopping online won’t help you figure out if you have serious coverage gaps. For example, if your policy doesn’t include building code upgrades and/or has a small “sublimit” than you could really be caught short. Building Ordinances are more rigorous all the time. Putting your home back the way it was before a fire, water pipe burst or whatever the peril won’t necessarily satisfy the inspector and/or current building codes so the upgrades can be your responsibility.
How we can help
We’ll work with you to figure out what you have and what you should have. We want to make sure that you have all the discounts that you deserve but most importantly the coverage that you need.
Which plan is right for you?
We will look at your budget to help determine if you should consider a Medicare Advantage Plan or Medicare Supplement.
For both Medicare Plans and Under 65 Plans we will check to see if your doctors are participating providers and whether your prescriptions are included within the formulary of a particular carrier.
October 15th - December 7th
We will work with you and your staff to determine the best healthcare approach for your company. By looking at the doctors of your employees, we will see if we can offer an HMO or a Skinner PPO network. This allows for more benefits for less money. We can offer different PPO networks within your healthcare options. Let us provide your staff with worksheets to see what their payroll deductions will be based on with their choices. we will work with you and your staff to determine the best health care approach. Let us help you and your Human Resources department. Our company will serve as an extension of your Human Resources department by adding valued services to your company.