• Coverage That Supports Your Lifestyle

  • Guidance You Can Feel Good About

  • Stay Active With Better Benefits

  • Health Plans Designed Around You

  • Care for Every Generation

  • Helping Families Protect What Matters

Need coverage now? While annual enrollment periods are limited, many individuals qualify for Special Enrollment Periods that allow them to enroll year-round. Contact us to see if you're eligible.

Trusted Health Insurance Guidance for Over 30 Years

At Benefit Packages, our goal is to put our clients first. The right insurance carrier and plan for one person may not be the right fit for the next, which is why we take a personalized, consultative approach with every client.

What doctors are important to you? What medications do you take? Can we help lower your premium—or your company’s premiums—through available subsidies or other cost-saving strategies?

Whether you need individual or family health insurance, are on Medicare or transitioning into Medicare, or own a small business looking for creative ways to provide better benefits while controlling costs and minimizing employee downtime, we are here to help.

The insurance landscape is more complicated than ever, but we still believe that “people don’t care how much you know until they know how much you care.”

benefit-team

Why Clients Choose Benefit Packages

According to Google Reviews: ✅ "Top-rated based on customer reviews."

Matt Scully

Larry was extremely helpful when assisting me to figure out which Insurance plan would personally fit me best. He guided me through every step and made the experience more comfortable and pleasant. He was kind and professional from start to finish.

Amy Schwartz

Gus is amazing! He helped me through the overwhelming experience of picking out insurance & got me a great plan.

I don't know how to explain how helpful he's been without it sounding fake because he's helped me so much to find something I can afford with great coverage.

I have has to deal with some computer glitch issues & he's talked me through that even too.

Price assessment
Reasonable price

Services
Health insurance

j tv

Thank you Larry! Larry took the time to help my mother with her benefits package. We greatly appreciate him for his patience and kindness. Thank you so much for helping us through this.

Melissa Papel

Gus was incredible! He answered all of my endless questions and we came up with the best possible health insurance plan for me, which can be tricky as a Type 1 Diabetic. I would highly recommend this agency, and I'm incredibly happy with Gus' services and attention to details.

Services
Health insurance

Robert W. Garven Jr.

My family has been using Benefit Packages for over five years. Larry and Gus have really taken care of us, answered all our questions, and used all their knowledge and expertise to set us up with the best health insurance packages available to us as needed. I would highly recommend their services, as you navigate this very complex health insurance industry.

Jacquelyn Derian

Gus made the stressful task of enrolling in health and dental insurance through Covered California seamless and easy. He was very knowledgeable and helpful in navigating the system and helping pick the best plans for my family. Can’t recommend Gus and his services enough!

Brenna Coates

Gus Zoida has helped me navigate health insurance for 5 years. He is unbelievably good at his job, and makes the tricky world of health insurance feel SO manageable, reliable, and straightforward! Very, very appreciate of all Gus does for his clients, and how he treats his clients with such kindness too!

Tom Hurst

I have never received better support or service for literally anything, ever. Francesca and Gus make an impossible maze legible and navigable. They explain the unexplainable. I have nothing but gratitude and praise for their work ethic and diligence. Save yourselves and call them

Vala Fathipour

I recently purchased health and dental insurance for my parents through Gus, and I couldn’t be happier with the experience. He was incredibly responsive, patient, and knowledgeable — always quick to answer questions and explain the details clearly. He made what could have been a complicated process feel easy and stress-free. I feel very lucky to have found such a professional and genuinely helpful agent. Highly recommend!

Georgia Bates

Gus is the best. He was super consistent and helpful over the span of a few months leading up to my change in coverage. He is very knowledgeable on covered California as well as Medical. He is super patient and reliable.

Services
Health insurance

Alice skok

Gus Zoida has been my agent and point person here for 5 years and has always been so helpful in finding the right plan at the best price. He's gotten on the phone and talked me and my boyfriend though so many questions and options, any time there. We both have had changes in our insurance multiple times over the past few years and Gus has helped us through all of them, making sure we felt comfortable with our choices, never rushing a decision, looking doctors up for us along the way, and never making us feel like any of our questions were dumb (which, let's be honest, some of them were haha). Thank you, Gus!

Eric Vosmeier

Gus has assisted me for several years and he's always been great about walking me through what the options are and explaining the differences in coverages and networks. Highly recommend.

Donna I.

I worked with Agostini Zoida regarding a payment issue for my annual Medicare premium. Gus went above and beyond in his efforts to assist me, providing what I consider to be an exemplary level of customer service. In order to resolve my issue, instead of giving me another telephone number and referring me to the folks who could assist me, Gus offered to make the call for me, took care of everything, then called me to advise that my situation was handled. He then confirmed everything in an email so that I would have a written confirmation for my records. In a day when most interactions with insurance companies are fraught with unintelligible voicemail trees it was an absolute pleasure dealing with Gus.

Carriers We Represent

  • Anthem Blue Cross (Elevance)

  • Aetna

  • Alignment Health Plan

  • Beam

  • Blue Shield of CA

  • Cigna

  • Delta Dental

  • Health Net

  • HealthSpring

  • Humana

  • Kaiser

  • Imperial Health Plan of California

  • LA Care

  • Medico/Wellabe

  • Molina

  • SCAN

  • Sutter Health

  • UCLA Health Medicare Advantage

  • United Concordia

  • UnitedHealthcare / AARP

  • VSP

  • WellCare / Centene