On January 1st, 2014, every family in California will be required to have some form of health insurance or face penalties on their next tax return. The problem is that many people who do not have insurance offered through their employer have no idea where to purchase insurance for themselves …
Do I Qualify for a Subsidy to Help Pay for Coverage Under the Healthcare Mandate?
As of January 1, 2014, the healthcare mandate of the Affordable Care Act (ACA) went into effect. The aim of the ACA is to decrease the number of uninsured Americans; as such, the new law requires that most Americans now carry health insurance. The law is complex, and can be …
Insurance Laws Change in California
With the new insurance laws going into effect on January 1st, 2014, you must make sure you are covered in California. There will be a mandatory requirement for every resident of the state to have adequate health insurance or face penalties on their next tax return. There are programs designed …
How will College Students be Impacted by the Affordable Care Act?
While college students are not exempt from the Affordable Care Act’s (ACA) mandatory insurance rule that went into effect January 1, 2014, they do have more options for coverage under the ACA. College students can now stay on their parents’ health insurance plan until age 26—this is also true for …
What Do I Get with California Health Insurance Coverage?
There are several items that must be covered under the new insurance laws, and all of our policies meet these requirements. The minimum coverage must be able to help you afford basic medical services and provide assistance with specific items, such as the following: Maternity care and infant care Pediatric …
How Do I Get Covered in California for Insurance?
The first step when shopping for insurance is to make sure you are covered in California. All of our insurance programs are designed to meet the new affordable health care act requirements and allow you to take advantage of the new tax credit laws. Our policies will cover all of the …
Getting the Most out of the Health Insurance Exchange
When you start shopping for mandatory health insurance, you want to make sure it offers everything you need for you and your family. The health insurance exchange offers several different levels of coverage with similar benefits, but different out of pocket expenses. There is also catastrophic coverage that prevents you …
How Will Tax Credits Help My Family?
The main reason to apply for and use the tax credits offered under the Affordable Health Care for America Act is that it offsets the amount you pay in premiums every month. This lowers your out of pocket expense and allows you to have a higher level of coverage than …
What Is Provided with My Family Health Coverage?
No matter what level of family health coverage you purchase, there are certain medical conditions and services that must be covered. The difference between the plans is that the higher tiers cover more medical expenses and may lower your co-payments, deductibles and maximum out of pocket expenses, but these higher tiers also …
What Types of Insurance is Available through the California Health Benefits Exchange?
The California health benefits exchange offers four different tiers of health insurance to individuals, families and small businesses. Each tier has a different cost, out of pocket expense, deductible and copayment. The items that are covered may be slightly different, but they all cover essential health benefits, such as emergency …