California is experiencing an unseasonably warm winter season, making it possible for many people to continue their outdoor exercise routines during the colder months. Staying fit is important for both physical and mental health—the brain releases “feel good” chemicals when you exercise, called endorphins, which reduce sensations of pain and …
Shop Our California Health Insurance Exchange to Find Affordable Coverage
You need to be prepared for the changes in healthcare which are going into effect on January 1st, 2014. Now is the time to start to shop your options for the new plans by reviewing these through our California health insurance exchange. We have provided details about how the Affordable Care …
Covered California Receives Additional $155 Million to Improve Service and Enrollment
California’s health insurance exchange, Covered California, recently received $155 million in federal grant money to help boost enrollment, especially among uninsured Latinos, the key market of the exchange. This is in addition to the $910 million the state has already received in federal grant money to establish its healthcare exchange. …
Do I Qualify for an Obamacare Cost-Sharing Subsidy if I’m Not Working?
The tax breaks and subsidies available under the Affordable Care Act (ACA) are based on income, not employment status. If you have one or more sources of income (rental property income, unemployment compensation, etc.) you may or may not qualify for a subsidy or tax break, even if you’re not …
What Are the Obamacare Metal Plans?
To ensure that all Americans have access to a health insurance plan that suits their needs and budget, Congress developed a tiered system of health plans under the Affordable Care Act (frequently referred to as “Obamacare”), which vary both in price and coverage. The plans are available through the healthcare …
In California You Can Use an Online Calculator to Estimate the Cost of Insurance under the Affordable Care Act
Starting on January 1st, 2014, all United States citizens are going to be required to have health insurance coverage under the Affordable Care Act. Many people who currently do not have any insurance coverage are up in arms about this new law, because they do not fully understand the changes …
Who Qualifies for a Subsidy or Tax Credit for California Health Insurance?
You may have heard about tax credits and subsidies to help cover the cost of health insurance under the new healthcare mandate, but how do you know if you qualify, and how much does it really reduce the cost of coverage? Although the terms tax break and subsidy are sometimes …
Under the Affordable Care Act Do I Have to Offer Health Insurance Coverage as a Small Business Owner?
With the Affordable Care Act, changes to health insurance coverage and how those programs work go into effect, come January 1st, 2014. As a small business owner, it is worth your time to explore your available options and understand what your rights and responsibilities are under the new laws. For …
More than Half a Million People Enrolled in Covered California
By the end of 2013 more than 500,000 Californians had enrolled in health insurance plans through Covered California™, the state’s health insurance exchange, formed in response to the healthcare mandate of the Affordable Act. Enrollment increased significantly during the first two weeks of January 2014, bringing total enrollment totals to …
What Is the Affordable Care Act “Family Glitch?”
Congress has deemed health insurance affordable under the Affordable Care Act (ACA) if an employee’s contribution toward the cost of coverage doesn’t exceed 9.5% of his or her income. The majority of people who receive coverage through work do not spend more than 9.5% of their income on insurance, with …