Anthem Blue Cross CoreGuard Insurance Benefits
Anthem Blue Cross offers a number of extensive health insurance plans, and the Blue Cross CoreGuard PPO plans are not exception. The CoreGuard PPO 10000 has an individual deductible of $10,000 and a family deductible of $20,000. These plans have a large lifetime maximum of $4 million for each member, for out-of-network services as well as in-network services combined. Prescription drugs are more affordable on the CoreGuard plan, with low-cost generic drugs only requiring $15 co-pay.
CoreGuard is Excellent for Emergency Care
The CoreGuard health plan is excellent for emergency care, as a hundred percent co-insurance is provided for emergency room services regardless of whether the hospital or clinic is in-network or out-of-network. For other services such as preventative care, there is complete co-insurance for in-network services, while medical services received out-of-network are only covered for seventy percent. You can read a full break-down and comparison of in-network and out-of-network charges online, and determine whether CoreGuard is right for you or not.