A survey conducted in recent months by the Kaiser Family Foundation found that six in 10 individuals who signed up for a health plan, either through the federal health insurance exchange or a state-based exchange, such as Covered California, were previously uninsured. Four in 10 already had insurance prior to …
Compare Insurance Plans by Using Coverage California
You may have heard in the news recently about all of the problems there have been with the government-run health insurance site. You might have experienced some of these issues firsthand when trying to learn more about your available options, plans and rates, and trying to sign up for insurance …
Water Safety Tips for Summer
Millions of people look forward to water sports and activities during summer, whether at a local beach, river, lake, or backyard swimming pool. The most important thing you can do for you family, in terms of water safety, is to make sure everyone in the family, no matter how young …
Covered California Offering Special Enrollment Period for COBRA Participants
California’s health insurance exchange, Covered California, recently announced that for a limited time it will allow individuals who are currently on COBRA (the Consolidated Omnibus Budget Reconciliation Act) to switch to a Covered California plan. COBRA enrollees have from between May 15 and July 15, 2014 to sign up for …
Tips for Staying Safe during the Hot Summer Months
Summer is upon us, and that means lots of outdoor activities and fun in the sun. It’s important to protect yourself from dangers like sunburn and dehydration while outdoors. Common mistakes people make are forgetting sunscreen and not drinking/carrying enough water. Not taking precautions can be more than a minor …
Provide Your Employees with Affordable Small Business Health Insurance Coverage
Small businesses have options available if they want to offer health insurance coverage with the passing of the Affordable Care Act (ACA). The ACA has created a marketplace where small business owners are able to compare plans and rates, and to choose the type of insurance they want to provide …
Five Ways California Employers Can Reduce Their Health Insurance Costs
Health insurance can be a big expense for employers, especially for small businesses, which are often hit hardest in terms of health insurance costs. Despite rising insurance costs, offering California health insurance as part of a benefits package helps attract the best and brightest employees. In that sense, offering employer-sponsored …
The Affordable Care Act Requires US Citizens to Have Insurance Coverage
The Affordable Care Act was passed in order to allow families the means to be able to have heath care coverage at reasonable rates. As of January 1, 2014, most US citizens will be required to have health insurance. In order to prepare for the upcoming changes, you need to …
Goldilocks Rule Applies When It Comes to Sleep
Sleeping too long can be just as problematic as sleep deprivation, according to a recent report from the Harvard-based Nurses’ Health Study. The key is not getting too much or too little sleep, but just the right amount. Adequate sleep, along with a healthy diet, regular exercise, and maintaining a …
How Do Health Insurance Deductibles Work?
Health insurance policies typically have a deductible ranging from nothing to several thousand dollars. The deductible is the amount an insured person must pay before the insurance company pays some or all of their covered medical expenses. Let’s look at an example: Suppose John has a plan with a $2,000 …