In recent news, you may have heard the President has allowed for a one year extension of existing insurance plans that do not fully satisfy the requirements under the Affordable Care Act. What this means is, if you have one of these plans, rather than getting a cancelation notice from …
Affordable Care Act Has Saved Consumers 9 Billion
U.S. Health and Human Services (HHS) Secretary Sylvia M. Burwell recently announced that the Affordable Care Act (ACA) has saved consumers a total of $9 billion in health insurance premiums since 2011.1 Below, your trusted California health insurance agent reports more. A report released by HHS shows that in 2013 …
Court Ruling to Take Away ACA Subsidies Unlikely to Stand
In a bold move, two of three judges on a D.C. Circuit Court of Appeals panel ruled that consumers who purchased health insurance through the federal health insurance exchange established under the ACA aren’t eligible for cost-sharing subsidies.1 The basis for the ruling by the two judges on the three-judge …
Covered California to Allocate $16.9 Million for Consumer Education
California’s health insurance exchange, Covered California, announced recently that it will award $16.9 million in grant money to educate consumers about its insurance “navigator” program1, established as part of the Affordable Care Act (ACA). The ACA required states that chose to establish a state-run health insurance exchange (like California did) …
Employee Wellness Plans Can Help Reduce Business Healthcare Costs
Most Americans spend the better part of their week at work. Many are sedentary, sitting behind a desk for most of the day. Between the demands of family, commuting time, and all the things we have to get done every day, eating a healthy diet and exercising are often put …
Five Preventive Care Services Every Adult Needs
Many people believe it’s not important to see a doctor unless they have a specific problem—an ear infection or a broken bone, for example. This is a mistake, as people of all ages need preventive care to make sure they are in good health. Having a comprehensive California health insurance …
Insurance Navigator vs. Certified Insurance Agent: What’s The Difference?
Covered California, the state’s health insurance exchange, appointed insurance “navigators” to assist consumers with enrollment in health plans through the marketplace. But, what exactly is an insurance navigator, and what kind of training do they have? And what’s the difference between an insurance navigator and a certified insurance agent? Your …
Sign Up for Coverage Using the California Health Benefit Exchange
Back when the Affordable Health Care Act (AHCA) was first passed, the federal government provided funds to the states in order to be able to set up their own Health Benefit Exchange websites to help supply information to the general public, as well as use them to sign up for …
You Are Still Able to Choose Your Carrier under the Affordable Health Care Act
By now, everyone should have heard about the Affordable Health Care Act, or Obamacare, as some people like to call it. Recently, this Act was one of the underlying causes that led to the government shutdown in October. While the President held his ground, because he believes every American citizen …
Small Business Health Insurance Coverage Is More Affordable Under the Affordable Health Care Act
With the changes in healthcare reform, small business owners need to evaluate and consider whether it is worthwhile to offer health insurance coverage to their employees. In the past, most small businesses were not required to provide an employer-sponsored program. However, with the new tax incentives, subsidies, and other features …