Low-Cost Insurance from Anthem Blue Cross of California
Anthem Blue Cross of California is one of California’s oldest insurance providers, and millions of Californians use Anthem to obtain affordable health insurance. Anthem Blue Cross offers a range of insurance plans for all ages, including the Tonik health insurance plans for those aged nineteen to twenty-nine, and the affordable Freedom Blue plan for seniors. Quotes for various plans can be obtained for free via your insurance brokers.
Anthem Blue Cross of California – PPO versus HMO
Anthem Blue Cross of California offers PPO health insurance as well as HMO plans. PPO (Preferred Provider Organization) plans generally cost more, but have fewer restrictions and rules that must be followed. PPO plans permit members to use any hospital or doctor that is part of the insurance provider’s network of preferred providers. HMO plans have the advantage of being cheaper; although you need to choose a primary doctor and it is more complicated to change doctors than when you belong to a PPO plan.