2018 Open Enrollment for Individual & Family Health Insurance

larryh Announcement

Mark your calendars. Open enrollment begins on November 1 and runs through January 31. Despite all the bills to replace and/or repeal the Affordable Care Act (Obama Care), you can still face a penalty for not having health insurance. The penalty for not having health insurance is set at $695 per adult …

5 Ways to Protect Your Skin This Summer

larryh Advice, Announcement

Summer is here and it is the perfect time to take advantage of the outdoors by engaging in fun activities with your loved ones. However, the sun and warmer temperatures also come at a price to our skin. According to skincancer.org between 40 and 50 percent of Americans who live …

The More Money to See Your Doctor, the Less You’ll Go, Even if you Have a Chronic Condition Such as Diabetes or Heart Disease

larryh Advice, Announcement, Lifestyle

According to the American Diabetes Association those with deductibles, both low ($1,000-$2,400) and high (greater than $1,000/$2,400) had a significant reduction in visits to both their Primary Care Doctors and Specialist- this decrease in service is especially pronounced for those with lower incomes. Those with chronic illness are the last …

Major Problems of Repeal without Replacement

Larry Hurwitz Advice, Announcement, Lifestyle

The Senate has taken a major step to unhinge the Affordable Care Act (ACA) through Budget Reconciliation. Budget Reconciliation can be passed by a simple majority and cannot be filibustered; in favor of Republicans who hold 52 of the 100 seats. On Saturday, January 14th, House Republicans voted 227-198 and …

From the Founder: Repeal & Replace Healthcare 2017

Larry Hurwitz Advice, Announcement

With the advent of the Trump Administration, the future of the Affordable Care Act looks bleak at best. Unfortunately, the promise of both affordability and choice of doctors while hopeful fell short for most. A large portion of the new rank of insured are now on Medi-Cal, as the eligibility …

Anthem Blue Cross is making changes to its PPO plans in 2017

Larry Hurwitz Announcement

Anthem Blue Cross has made some important changes to its health insurance plans in 2017. Most* members enrolled in Anthem’s individual/family PPO plans have already received notification that their current plans PPO plan will now by an EPO plan. What is the difference between PPO and EPO plans? PPO – …