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At BenefitPackages.com Insurance Agency we know that your time is valuable.

That’s we strive to provide you with the tools, resources, and information you need to make the best health care decision for you and your family.

With all of the changes in the health care market, nothing trumps an actual conversation with a real person to help you bounce off your needs and concerns on this important decision. Our friendly licensed agents will help you figure out if you qualify for Advanced Premium Tax Credits (APTC) to reduce your current premium. We will work with you to see if your doctors are participating with specific carriers, check formularies for specific prescriptions and help you figure out whether it makes sense for you to enroll in Bronze, Silver, Gold or Platinum.

BenefitPackages has cared about people’s healthcare needs in California for more than twenty five years. Why go direct to the carrier or another agency when our services are free? Your health care is too important!

If you are 6 months within turning 65 or are 65, please visit our other website, CAMedicare.com for more information.


Can you do us a favor? If you could give us a review on Google+ this saves us time on client acquisition which in turn means that we have more time on client service.

  • I highly recommend this agency. They are very knowledgeable about health care issues and companies. I found them to be honest, straight forward and genuinely interested in helping to find the best plan for myself and my family on more than one occasion. Maria G.
  • All the forms and necessary paperwork was handled on-line and I didn’t need to leave my home! AND – they have kept me apprised of all Medicare changes and how they will affect me.
    I consider myself VERY fortunate to have had Benefit Packages call me back when Anthem did not.Peggy S.
  • I am a self-employed customer of Benefit Packages. They are an absolute terrific agency. I personally deal with Gus, Kim, Nicole and other agents also. Lately, I have been dealing with Gus. He is extremely helpful, knowledgeable, courteous and always gets back to me. I would say the same anytime I talk with Kim, Nicole and other agents. I would not even think of taking my insurance business anywhere else. These guys are the real deal!!!!Doug H.
  • Nicole, Gus and Larry are all very helpful with helping me find the best insurance for my family. I’ve used them for a number of years now and they’ve always offered excellent service.Christy H.
  • I am self-employed and used Benefit Packages to purchase health insurance for myself and family for the last nine years. Their agency helped me navigate all the options, saving me hours of research and quite a pretty penny. With the transition to Covered CA/Obamacare, I never had to deal with deadend automated phone systems like everybody else. I just picked up the phone. I will truly miss the folks at Benefit Packages. Kim, Rene, Larry, Dawn, and Ian were all so patient, gracious, and helpful all these years. We are moving out of state, and it is devastating to think Benefit Packages won’t be able to help us in the future. Can’t recommend them highly enough.Les R.
  • We have had great customer service, very easy and reliable, for more than three years.Barbara S.
  • Renee and Larry are so on top of it and I feel confident in their genuine care, concern and expert guidance in what is foreign territory to me. Kim, is equally efficient and I am most appreciative of their efforts on my behalf. THANK YOU!Diane F.
  • I’ve been working with Kim and not only has she been SUPER patient and helpful, but she saved us HUNDREDS of dollars a month. I had gone to the Covered California site, but it wouldn’t let me view certain options and was too confusing. Kim was able to find us a much lower rate (for the SAME plan we were on!) within minutes and was so SO kind and friendly. Best of all it didn’t cost me anything! I was very skeptical at first, but it’s really just like having an agent for your home or car insurance. I would not only highly HIGHLY recommend BenefitPackages, but Kim specifically was just off-the-charts awesome!!Michelle S.
  • kim kicks ass. nicole is on top of things. you know how annoying it is to deal with insurance companies? ugh…well my experience with benifitpackages has been nothing less of awesome.Kim handled it all for me. what a relief
    highly recommend!Joey F.
  • I’m going to keep this short and sweet. Candice has been my agent for the past several years. During that time, she was always available to answer questions and provide guidance. She never pressured me in any way, and made sure I considered the pros AND CONS of each policy. She was a rockstar!Sam C.
  • I’ve been relying on Larry for 14 years, and from the beginning he has been an amazing support. I check in with him periodically to reevaluate my insurance needs or ask questions as they arise, and he always takes the time to ask how I’m doing and how my family is. He actually takes the time to develop a relationship with me, so I feel like he values me as much as I value him. Whatever we talk about, he’s always got helpful information and a positive outlook to share. I like him, and more than that, I trust him…. that’s what I really want to say here. I trust him. I feel confident that he knows his business, and I trust his ethics. He’s a fine person, and he works hard to keep up with all the changes in the insurance industry. He’s got a great staff too. They seem to work together well, so I feel confident communicating with all of them knowing that they communicate with one another. There’s a family feeling taking care of my insurance needs with Larry, where I feel supported in evaluating and making decisions that bring me a sense of comfort. Like I said, I trust him.Lori K.
  • I highly recommend this agency for California insurance needs. I moved to the west coast in 2009 – went online to find independent health insurance – and the only person to call me back was Ian Edwards at Benefit Packages. I must have clicked on a dozen or so sites. I have very specific and creative health insurance needs – and the professionals at Benefit Packages Agency don’t blink when I call with adjustments. They ALWAYS get right back to me – something I appreciate immenseley. They have unparralled customer service. I have even been able to refer friends to them who have very different needs – and Benefit Packages AGency was able to help them with their health insurance needs as well.

    5 stars and two thumbs up. No question.
    Mrs. P. K. Wallace, SF CA
    p. k.

  • I am a Realtor and learned of Benefit Packages through the BHGLAAR. That’s Beverly HIlls Greater Los Angeles Assoc. of Realtors. The rates were better than I had been paying. Kim and NIcole always get me answers quickly when I have questions on what is covered. They also help me with forms when I need them.
    I recommend this agency highly.Debra K.
  • Myself and my husband both have used Benefit Packages to handle our health insurance needs. We both had some tricky medical scenarios that required a little work to navigate around for our insurance, and Larry and his staff at Benefit Packages got us both set up with the perfect insurance plans for us. They spent lots of time going over everything, answering all of our questions, giving us really personalized service, and making sure understood everything and felt comfortable with our choices. They were also able to get us really great rates on our insurance! Highly recommend them for your insurance needs.Beth S.