Dental care can be very expensive. But with dental coverage from Blue Shield of California, you’ll be able to care for your teeth affordably.
A dental Health Maintenance Organization (HMO) works with a “network” of dental care providers in California. You’ll be able to choose from more than 8,600 dentists and specialists around the state.
Preventive Dental Care: Keeping Teeth Healthy
Preventive dental care means going in regularly for cleanings and check-ups with your dentist to make sure your teeth are in good health.
Your Blue Shield Dental HMO will cover preventive care. Teeth cleanings every 6 months and oral exams require no co-payment. Tooth sealants are only $11.
What Else Is Covered?
The other procedures that are covered include:
- Restorative care, such as cavity fillings and crowns.
- Prosthetics, including bridges and dentures.
- Oral surgeries, which can be very expensive without dental coverage.
What’s The Difference Between An HMO and a PPO?
With a dental HMO you have to see dentists inside of the network to be covered. That differs from a dental PPO, where you can find dental care outside of the network and still have some coverage.
Another difference is that a Blue Shield Dental HMO has no deductible to meet. With the dental PPO you have to pay $50 before coverage starts. And your monthly premiums for a Blue Shield dental HMO can be more than 50% less than the Blue Shield dental PPO.
Choosing a Blue Shield Dental HMO or PPO all depends on your needs. Request your free online quotes and be connected with our expert advice. We’ll help you find the right Blue Shield dental plan to protect your teeth.