What is a Medicare Advantage Plan?

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Medicare Advantage plans are programs that contract with Medicare to provide you with your Part A and Part B benefits. Most Medicare Advantage plans are Health Maintenance Organizations (HMOs), but they also can be Preferred Provider Organizations (PPOs), private fee-for-service plans or special needs plans. Most of these plans also offer a prescription drug component.

In order to be able to enroll in a Medicare Advantage plan, you must live in the plan’s area, and you must have Medicare Part A and Part B. There may also be other restrictions involved.

Seniors looking for a Medicare Advantage plan have a lot of options to choose from. When you’re trying to decide, it’s best to have someone who knows what plans are available in your area and what they cover. Contact the experts at Benefit Packages, today, if you’re shopping for a Medicare advantage plan. We can help you sort out all of your options, such as Blue Cross, Blue Shield, Secure Horizons, and Scan. With our experience in the insurance field, we can help you select the best California Medicare coverage for your situation.