Understanding the changes to health insurance coming under the Affordable Care Act (ACA) is important. You want to take the time now to fully evaluate all of your options and decide what sort of coverage would be best for your situation. Under the new laws, just about every American citizen is required to have health insurance meeting specific guidelines. If you do not obtain insurance, you will be subject to fines and penalties having a direct effect on your tax returns.
When the new healthcare reform laws go into effect on January 1st, 2014, there are specific benefits which are considered standards under the ACA guidelines. All plans found through the California Health Insurance Exchange include all ten essential benefits. These benefits include pediatric services, ambulatory patient services, hospitalization, emergency services, mental health, behavior health, and substance abuse disorder services, prescription drugs, maternity and newborn care, laboratory services, rehabilitative and habilitative services and devices, and preventive and wellness services, as well as chronic disease management.
The purpose of the California Health Insurance Exchange is to provide free information to individuals, families and businesses to help them learn more about the reforms and changes in the healthcare laws. Further, this program is designed to allow you to compare plans between multiple carriers and supply objective advice to determine the best options for affordable and comprehensive coverage. In the event you have questions, concerns, or need help in selecting a plan, do not hesitate to contact us directly. You may use our online step-by-step application form to apply for coverage.