If you are looking for California health insurance that gives you a wide variety of options of coverage, you should take a look at Anthem Blue Cross of California. In addition to the 100% coverage of preventive care that is required by the Health Care Reform Act, Anthem Blue Cross provides many options for individual medical insurance. Here are a few of them:
For someone who is young and healthy and who mainly needs insurance in case of an accident or severe illness, ClearProtection Plus is a good choice. This plan is the most economical one offered by Anthem Blue Cross. It has a $3300 deductible for hospital, surgery and emergency services. It also features a $40 co-pay for the first two visits to the doctor by each family member during the year, and pays 100% of generic prescription drugs.
At the other end of the spectrum is the Premier Plus plan. The Premier Plus plan is the most expensive one that Anthem Blue Cross offers. You can choose a deductible ranging from $1000-$6000. Once you’ve met your deductible, all costs are paid at 75% until you reach your out-of-pocket maximum. At that point 100% of your costs are paid. All generic prescriptions are covered, and brand names must meet a $500 deductible, and then they are either $40 or $60 per prescription.
There are many other levels of coverage in between these two. To find out more about what Anthem Blue Cross has to offer you and your family for individual California health insurance, contact the independent insurance agents at Benefit Packages.