April 15, 2014 was the final (extended) deadline to enroll in a plan through California’s state-run health insurance exchange, Covered California, and the enrollment numbers as of the enrollment deadline are in. Nearly 1.4 million people enrolled in Covered California, and 88% of these individuals are eligible for cost-sharing subsidies …
Have Peace of Mind by Obtaining Family Health Insurance Coverage
It can be difficult supporting your family and providing for all of their needs. Not only do you have to take time to prepare meals, attend school events, and buy clothing, you also want to make sure you are able to deal with any unexpected emergencies. Any time accidents occur, …
More Than 7 Million Enrolled for Coverage through Healthcare Marketplace
In early April, Health and Human Services (HHS) Secretary Kathleen Sebelius reported that at least 7.5 million had enrolled in health coverage through the Marketplace. At the time, that was still rising, according to Sebelius. The final weeks and days before the deadline saw huge numbers of last-minute enrollees in …
Can I Still Get Health Coverage Outside the Covered California Open Enrollment Period?
Open enrollment for Covered California health plans has come and gone; however, some people may qualify for special enrollment, including those who have a “qualifying life event” or have experienced a complex situation related to applying in the Marketplace. Below, your trusted California insurance agent explains some of the qualifying …
Learn More about the Affordable Health Care for America Act and How It Affects You
In 2010, the United State Congress and President Barack Obama passed a new healthcare law called the Patient Protection and Affordable Health Care Act, which is sometimes referred to as the Affordable Health Care for America Act. Under the new law, people have the freedom and flexibility of complete control …
Review Your Options for Individual Health Insurance Coverage
You are going to have several different options for individual health insurance coverage under the Affordable Care Act (ACA), which goes into effect on January 1st, 2014. It is important to make sure you are fully prepared for the changes to healthcare, by reviewing your options, now, and selecting a …
Top Reasons to Have Health Insurance (Part 2)
In our last post we discussed the financial risks of not having health insurance, the importance of preventive care, and the reality that uninsured people often have poorer health outcomes. Following are some additional reasons having health insurance is so important. Not having insurance can have far-reaching impacts –– While …
Top Reasons to Have Health Insurance (Part 1)
There are plenty of ways to trim costs in your life to save money—cancelling a few premium cable channels, turning your thermostat a few degrees higher in the summer and colder in the winter to save on your electric bill—but forgoing health insurance isn’t the place to scrimp. Below, your …
I Didn’t Enroll in Covered California by the March 31st Deadline—Now What?
Consumers who didn’t enroll in an Affordable Care Act (ACA) plan (commonly referred to as “Obamacare”) by the March 31stdeadline may still be eligible for coverage. If you started an application on the Covered California website before midnight on March 31st, you have until midnight on April 15th to complete …
What If My Medi-Cal Is Cancelled Because My Income Increases?
Medi-Cal is California’s low/no-cost healthcare access program. Individuals and families who earn up to 138% of the federal poverty level (FPL) may qualify for Medi-Cal, and millions of Californians use Medi-Cal in any given year. If your Medi-Cal coverage has recently been cancelled because your income has increased, you may …