It can be difficult supporting your family and providing for all of their needs. Not only do you have to take time to prepare meals, attend school events, and buy clothing, you also want to make sure you are able to deal with any unexpected emergencies. Any time accidents occur, having health insurance coverage helps provide assistance in offsetting the costs of medical bills. However, being able to afford insurance now may be a challenge, when you are on a tight budget. Obtaining the coverage you need at an affordable price is going to be possible with the Affordable Care Act (ACA).
The ACA was written with families in mind to help them purchase plans covering a wide range of items. The new plans include 10 Essential Health Benefits, such as no co-pay preventive visits, hospital stays, ambulatory services, prenatal care, and more. There are even new benefits available for families with older children, where they are able to remain under family health insurance plans until age 26.
You can learn more about your available options for insurance coverage through our website, here at Coverage California. We offer access to detailed information about the ACA and how it will impact your family. Many of the new plans include tax incentives and other subsidies, for those who meet income qualifications, to lower the costs of premiums. Further, we are able to help you make informed decisions about which plan is right for your family. Even if you already have an employer-sponsored plan, it is worth your time to review the available information and ensure your current plan will be sufficient once the new healthcare reforms take effect on January 1st, 2014.