Understanding the changes to health insurance coming under the Affordable Care Act (ACA) is important. You want to take the time now to fully evaluate all of your options and decide what sort of coverage would be best for your situation. Under the new laws, just about every American citizen …
Why Everyone Needs a Health Insurance Plan
Many people feel they can forego health insurance if they are healthy or don’t have a condition for which they regularly see a doctor. But this is a mistake, as accidents can happen to anyone, of any age, at any time. It could be argued, in fact, that the most …
Individual Health Coverage is Available for Everyone under the Affordable Health Care Act
Now is the time to start shopping for individual health coverage before the Affordable Health Care Act takes effect on January 1, 2014. All United States citizens are required to have insurance by this time. You are able to get started on a free insurance quote directly through us to …
Don’t Miss the March 31 Deadline to Enroll in Covered California
March 31st is the deadline to enroll in a health plan through Covered California, the state’s health insurance exchange. Those who do not enroll in coverage on or before March 31 will face a penalty on their 2015 tax return of $95, or one percent of their income. The original …
What Kinds of Plans Can I Choose from with Covered California?
Plans through Covered California are very similar to individual health plans you’d purchase privately from a health insurance company, with some differences. Covered California offers plans in a tier-based system, with the following levels of coverage: Bronze Plan –– Covers 60% of expenses (lowest premium) Silver Plan –– Covers 70% …
Covered California Reports Strong Enrollment Numbers
Covered California, the state’s health insurance marketplace, announced that as of January 31, 2014, more than 1.6 million Americans have enrolled in health coverage either through Covered California or Medi-Cal, the state’s low/no-cost healthcare program. Low enrollment in Covered California among individuals identifying as Latino has been a concern for …
Find Affordable Coverage through the California Health Benefit Exchange
It is important for you take some time out of your busy schedule and review your current health insurance coverage. If you have a plan through your employer, you need to verify it will meet all 10 of the Essential Health Benefits as required under the Affordable Care Act. In …
Covered California Announces Temporary Suspension of Online Small Business Enrollment
The Small Business Health Options Program (SHOP) online portal has been suspended by Covered California in response to requests for system enhancements and modifications. Peter Lee, Covered California’s executive director, explained that SHOP portal requires improvements as it is not meeting the needs of agents or small employers. “Taking the …
The Affordable Health Care Act Requires All US Citizens to Have Health Insurance
Under the Affordable Health Care Act, all United States citizens must have insurance coverage come January 1st, 2014. In situations where you do not currently have insurance, or unable to afford it, you are not required to start coverage prior to then — however, you must have selected and enrolled in …
Businesses Get Second Extension to Comply with Healthcare Mandate
For the second time in the last year, the Obama Administration has given certain businesses an extension to comply with the Affordable Care Act’s (ACA) healthcare mandate. Originally, employers would have been required to provide insurance by January 1, 2014, but were given a one-year extension to January 2015. Now, …