What If I Lose My Job-Based Healthcare Plan?

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The Healthcare Mandate under the Affordable Care Act (ACA) requires that most Americans carry health insurance in 2014 or pay an individual shared responsibility payment of $95 or 1% of income (whichever is greater) on their 2015 tax return.  Some people are exempt from the mandate, including those who are …

Cost of Medical Treatments Without Health Insurance

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Health insurance is one of the most important coverage plans you can have.  Health insurance gives you the opportunity to maintain and improve your health by providing a low-cost way to attend physician visits, buy prescription medication, and receive emergency medical attention in case one is seriously ill or injured. …

Get Informed about Your Options for Individual Health Insurance Coverage

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Once the new healthcare reform laws go into effect on January 1st, 2014, you will have several different options for individual health insurance coverage. People currently without insurance are going to be able to choose from a multiple-tiered plan system. This system was designed to help make understanding differences between …