Are you approaching 65? If so, there are a few steps you should take to make sure your Medicare coverage kicks in on your birthday.
The Department of Health and Human Services recommends that everyone apply for Medicare three months before their 65th birthday, to ensure that all the paperwork is in place and that you get your Medicare card on time. For those that opted to receive Social Security before their 65th birthday, on their birthday they will automatically be enrolled in Medicare Parts A and B. Because you have to pay a premium for Medicare Part B, you will have the option to turn it down before it takes effect.
One thing to remember about Medicare in California is that on average, it only pays for about half of your medical costs. That’s why most seniors opt to buy a supplemental Medicare insurance plan. Depending on your health and what type of insurance you need, there are many different choices available, from many different companies.
It can be difficult to go through all of these choices and find the best one for you. That’s why the experts at Benefit Packages are standing by to take your questions, and help you apply for supplemental Medicare insurance. You can call us with any questions or concerns that you have, and we’ll go through it with you and help you pick out which plan will work best for you.