You are going to have several different options for individual health insurance coverage under the Affordable Care Act (ACA), which goes into effect on January 1st, 2014. It is important to make sure you are fully prepared for the changes to healthcare, by reviewing your options, now, and selecting a …
Top Reasons to Have Health Insurance (Part 2)
In our last post we discussed the financial risks of not having health insurance, the importance of preventive care, and the reality that uninsured people often have poorer health outcomes. Following are some additional reasons having health insurance is so important. Not having insurance can have far-reaching impacts –– While …
Top Reasons to Have Health Insurance (Part 1)
There are plenty of ways to trim costs in your life to save money—cancelling a few premium cable channels, turning your thermostat a few degrees higher in the summer and colder in the winter to save on your electric bill—but forgoing health insurance isn’t the place to scrimp. Below, your …
I Didn’t Enroll in Covered California by the March 31st Deadline—Now What?
Consumers who didn’t enroll in an Affordable Care Act (ACA) plan (commonly referred to as “Obamacare”) by the March 31stdeadline may still be eligible for coverage. If you started an application on the Covered California website before midnight on March 31st, you have until midnight on April 15th to complete …
What If My Medi-Cal Is Cancelled Because My Income Increases?
Medi-Cal is California’s low/no-cost healthcare access program. Individuals and families who earn up to 138% of the federal poverty level (FPL) may qualify for Medi-Cal, and millions of Californians use Medi-Cal in any given year. If your Medi-Cal coverage has recently been cancelled because your income has increased, you may …
Obtain Information about Health Insurance Using the California Health Benefits Exchange
The California Health Benefits Exchange allows you to quickly compare plans between insurance providers, learn more about the changes under the Affordable Care Act, and determine how these changes are going to impact your insurance premiums after January 1st, 2014. Further, you are able to use the Exchange, now, to …
Gallup Poll: Percentage of Uninsured Americans Continues to Fall
According to a Gallup poll of 28,000 Americans, the percentage of people without health insurance fell from 17.1% in the fourth quarter of 2013 to 15.9% by the end of February 2014. As part of a “Well-Being Index,” Gallup asked adults 18 years and over “Do you have health insurance …
Why You Need Family Health Insurance Coverage
You may wonder why it is going to be required for most United States citizens to have health insurance coverage as of January 1st, 2014. The reason everyone needs insurance coverage is to ensure that you and your family have the necessary protection in the event of an accident or …
Nearly a Quarter Million People Enrolled in Covered California in LA County
Between October 1, 2013 and February 28, 2014 more than 241,000 consumers in LA County enrolled in subsidized and unsubsidized health plans through the state’s health insurance exchange, Covered California. The announcement was published recently on the Covered California website along with a reminder that enrollment ends on March 31st. …
What If I Lose My Job-Based Healthcare Plan?
The Healthcare Mandate under the Affordable Care Act (ACA) requires that most Americans carry health insurance in 2014 or pay an individual shared responsibility payment of $95 or 1% of income (whichever is greater) on their 2015 tax return. Some people are exempt from the mandate, including those who are …