An independent insurance agent is a good choice when you need to shop for a new California health insurance policy. An independent agent such as the experts at Benefit Packages have access to a variety of plans and can help you choose one that will work for you and your …
If You’re Young and Healthy, Consider TONIK from Anthem Blue Cross
If you’ve ever been tempted to go without health insurance because you’re young and healthy and don’t think you need it, think again. Even if you are healthy and never get sick, and come from a long line of people that never get sick, you need health insurance. All it …
How to Select Individual Health Insurance
Selecting individual health insurance in California is not an easy job. Whether you are selecting a plan through your employer, your own plan because you’re self-employed, or looking for a supplement to your Medicare coverage, there are many different plans with different coverages to choose from. It can be difficult …
How the Affordable Care Act Affects Seniors
Many Americans have seen benefits under the Affordable Care Act. As the provisions of the law come into effect, seniors with Medicare will see many benefits take place. These include: Brand name prescriptions will be 50% cheaper if you are in the Medicare donut hole. This savings is automatic, and …
Health Savings Accounts Benefit Your Health and Your Tax Bill
A health savings account, or HSA, is a way to help pay for your healthcare costs and saving on your taxes. When you have California health insurance that has an HSA option, you have the ability to set up an account that you can fund with pretax income. What this …
For Medicare Supplements, Look to Anthem Medicare Preferred PPO
Seniors that have Medicare may want to consider a Medicare supplement plan. A good plan to look at is the Anthem Medicare Preferred PPO Supplement plan. A PPO, or Preferred Provider Organization, gives you flexibility in your healthcare options. PPOs keep your premiums low, while also giving you many choices …
Don’t Worry about Changing Health Insurance
In the past, many people worried about pre-existing conditions and their ability to get health insurance. It used to be that some insurance companies could deny you coverage for pre-existing health conditions, such as cancer, diabetes, or other issues, if you changed jobs and insurance. However, with the Health Insurance …
Do You Need a Medicare Supplement Plan?
Are you approaching 65? If so, there are a few steps you should take to make sure your Medicare coverage kicks in on your birthday. The Department of Health and Human Services recommends that everyone apply for Medicare three months before their 65th birthday, to ensure that all the paperwork …
Contact Benefit Packages for Help With Your Individual California Health Insurance
It can be both exciting and scary to leave your job. Whether you’re being downsized or starting off on your own, one of the first questions you probably have is how you will manage with health insurance. When you leave your job, whether it’s by your choice or not, you …
Common Insurance Terms You Should Know
The insurance industry is full of terms that many people find confusing. Especially since most of us won’t have a lot of contact with these terms, unless something goes wrong and we need to file an insurance claim. Here are a few common insurance terms that you’ll encounter when dealing …