Looking for a flexible and affordable health insurance plan? Blue Cross Blue Shield PPO plans give you and your family access to quality healthcare and provide you protection from illness and injury. Popular Blue Shield PPO plans include Active Start and Essential Plan.
What Is A PPO Health Insurance Plan?
PPO health insurance plans, or Preferred Provider Organization plans, provide coverage for services from a network of doctors, hospitals, and other healthcare professionals. By locating talented professionals and negotiating fair rates with them, health insurance companies give you access to superior healthcare at affordable prices.
PPO plans usually have higher out-of-pocket expenses, but lower monthly premiums. The deductible, or amount you have to pay before coverage starts, varies from plan to plan. Plans with higher deductibles typically have lower premiums, cover more services, or both.
Most PPO plans will still provide some coverage if you visit healthcare providers outside your network. This means you can enroll in a plan and keep your current doctor. But you will enjoy more coverage, lower medical bills, if you choose a doctor in your plan’s network.
The Blue Shield PPO Network
Blue Shield has a network of over 45,000 doctors and 350 hospitals in California. No matter what part of the state you live in, you’ll find a healthcare provider near you.
Finding a provider is easy. Use the Benefits Packages Provider Finder. You’ll be able to find providers for Blue Shield, as well as other healthcare networks. Remember, to save money, always use a doctor within the plan network when you get healthcare services.
Why Choose A Blue Shield PPO Health Insurance Plan?
Blue Shield PPO plans are popular with many people. Is it a good idea for you? Here are some of the benefits:
- Greater flexibility to choose your doctor than HMO plans provide
- Lower monthly premiums, so you stay protected without spending a fortune
- Preventative care is covered before you have to start paying the deductible
Want to learn more about your healthcare options? Get a free quote now. Stay protected and save money with health insurance from Blue Shield of California.