For those who have access to the California Insurance Exchange to find health insurance, it has made a tremendous difference in their ability to obtain affordable coverage for themselves and their family. Unfortunately not everyone has access to this very useful tool, at the same time just because you cannot access the Exchange does not mean you should have to settle for high premiums in order for your family to have the medical insurance they need.
Unless you live in certain areas of Southern California you probably do not have access to the California Insurance Exchange, however you can still find low cost healthcare insurance if you know where to look. As you look online you will find that there are a number of insurance comparison sites like Benefit Packages that are designed to help you get rate quotes from a number of insurance providers by filling out one simple request form. This is the best way to find low cost health insurance and in many ways is actually better than using the exchange.