Many of us go for years at a time without having heath check-ups or physical exams. Some may feel that there’s simply no need to see a doctor if they feel fine. But having regular check-ups is important for every one, of every age, and having a health insurance plan can help make regular check-ups possible. Prevention is the key here—it’s important not to wait until something is wrong to see a doctor, especially since many diseases show no signs or symptoms until they are in more advanced stages, when they are often more difficult to treat.
Seeing a doctor regularly can be financially difficult if not impossible for middle and low-income earners who don’t have health insurance. Healthypeople.gov reports that uninsured people are more likely to have poor health status, less likely to receive medical care, and more likely to die early. Having access to health care is important not only for physical health, but for psychological and mental well-being. Regular check-ups improve quality of life and increase life expectancy through detection and prevention of disease and disability.
This is why it’s so important to find an affordable health insurance plan. Many Californians have struggled to find affordable health insurance—until now. Covered California, the state’s health insurance exchange, was established as part of the Affordable Care Act to help qualified California residents enroll in subsidized health insurance plans. Depending on income, many Californians will qualify for tax breaks to help cover the cost of premium or cost-sharing subsidies to help cover the cost of medical expenses—some may qualify for both.
Call Benefit Packages for assistance enrolling in Covered California—we’ll help you find a plan that fits your needs and budget.