Covered California, the health insurance exchange created in California as part of the Affordable Care Act, has had its fair share of problems in the last six months. The site had multiple technical issues after enrollment began in October 2013 that prevented consumers from enrolling. Reports of understaffed and uninformed …
Enrollment Numbers Are In for Covered California
April 15, 2014 was the final (extended) deadline to enroll in a plan through California’s state-run health insurance exchange, Covered California, and the enrollment numbers as of the enrollment deadline are in. Nearly 1.4 million people enrolled in Covered California, and 88% of these individuals are eligible for cost-sharing subsidies …
Top Reasons to Have Health Insurance (Part 2)
In our last post we discussed the financial risks of not having health insurance, the importance of preventive care, and the reality that uninsured people often have poorer health outcomes. Following are some additional reasons having health insurance is so important. Not having insurance can have far-reaching impacts –– While …
What If My Medi-Cal Is Cancelled Because My Income Increases?
Medi-Cal is California’s low/no-cost healthcare access program. Individuals and families who earn up to 138% of the federal poverty level (FPL) may qualify for Medi-Cal, and millions of Californians use Medi-Cal in any given year. If your Medi-Cal coverage has recently been cancelled because your income has increased, you may …
Obtain Information about Health Insurance Using the California Health Benefits Exchange
The California Health Benefits Exchange allows you to quickly compare plans between insurance providers, learn more about the changes under the Affordable Care Act, and determine how these changes are going to impact your insurance premiums after January 1st, 2014. Further, you are able to use the Exchange, now, to …
What Information Will I Need to Enroll in Covered California?
With less than two weeks left to enroll in a health insurance plan through Covered California, the state’s health insurance exchange, the more important it is to be prepared with the information you’ll need at the time of enrollment. Covered California was established as part of the Affordable Care Act …
More than Half a Million People Enrolled in Covered California
By the end of 2013 more than 500,000 Californians had enrolled in health insurance plans through Covered California™, the state’s health insurance exchange, formed in response to the healthcare mandate of the Affordable Act. Enrollment increased significantly during the first two weeks of January 2014, bringing total enrollment totals to …
Getting the Most out of the Health Insurance Exchange
When you start shopping for mandatory health insurance, you want to make sure it offers everything you need for you and your family. The health insurance exchange offers several different levels of coverage with similar benefits, but different out of pocket expenses. There is also catastrophic coverage that prevents you …
Walgreens Sends Employees to Private Exchange for Coverage
Many major corporations are shifting the responsibility of choosing healthcare coverage onto employees. On September 18th, 2013, Walgreens announced it will send workers to private exchanges to purchase their own healthcare coverage. This exchange allows employees to choose from as many as 25 different plans, instead of the three or …
Who is Eligible for Tax Credits and Cost-Sharing Subsidies in California?
Many Californians are concerned about how they will afford health insurance when the individual health care mandate goes into effect in January 2014 as part of the Affordable Care Act. To address this concern, the Affordable Care Act stipulates that individuals who do not have access to employer-based health insurance …