Health savings accounts (HSAs) are designed to help people save money for future medical expenses. To qualify for an HSA a person must have a high deductible plan. The idea behind HSAs is that when an individual pays out-of-pocket for care, they will spend their money more wisely. An HSA …
Health Care Mandate Delayed for Employers with 50+ Employees
The Obama Administration has extended the time employers with more than 50 employees have, to offer health insurance to their employees, or face a per-employee penalty. The mandate was originally scheduled to start in 2014 and has now been extended to 2015. The extension was prompted by complaints that the …
Pediatric Dental Benefit Requirements Lifted for Covered California Health Insurance Plans
The California health insurance exchange known as Covered California recently lifted the requirement of health plans to include pediatric dental benefits. This essentially means that dental benefits won’t be required to be a part of qualified health plans (QHPs). Carriers offering plans through the exchange, however, will still be required …
Timeline of Changes under New Healthcare Law
Under the Affordable Care Act enacted in 2010, dozens of changes to the healthcare system have already gone into effect. Among these changes was the inclusion of provisions for free preventive care services on or after September 23, 2010, which includes mammograms and colonoscopies. Effective January 1, 2011 the law …
Anthem Blue Cross of California Can Bridge the Gap for Retirees
The time where Medicare took care of all of your medical needs is over, now Medicare is only part of the coverage you are going to need when you retire and you will need to make sure that you get gap insurance from someplace like Anthem Blue Cross of California …
Blue Cross Blue Shield of california
Making Sure Your Family Is Covered Unless you are lucky enough to have health insurance through your employer, you are going to have to find your own. When you are young and single, this may not seem like a very big deal as you feel like you are invincible. However, …