Seniors that are covered under original Medicare may find that their out of pocket expenses are too high, and may be interested in purchasing a Medicare supplement health insurance. This supplement is also known as Medigap. Depending on the policy that you choose, Medigap may be able to pay for …
Shop for Insurance Day or Night
We are used to being able to do anything at all hours of the day or night on the Internet. In our 24 hour society, we can shop for groceries in our pajamas, stream movies over our lunch break, and video chat with a friend who is half a world …
Seek the Advice of An Expert on Individual California Health Insurance
Nearly 9 out of every 10 people get their health insurance through their employer, or through a government plan such as the military, Medicare, or Medicaid. There are only a few people that need to get individual health insurance policies on their own. That’s one of the reasons why it …
Lumenos HSA from Anthem Blue Cross
There are many different California health insurance plans that offer a health savings account (HSA) option. One that you may want to consider is Anthem Blue Cross and their Lumenos HSA plan. If you select Anthem Blue Cross s your health insurance provider, you have the option to set up …
Let an Independent Insurance Agent Help You Find the Right Policy
You may have heard that the Affordable Care Act of 2010 was supposed to provide more individual health insurance options. And if you are self-employed or own a small business, you are probably looking forward to that. However, many of the provisions in the act don’t take effect until 2014. …
Independent Insurance Agents can Help You with Your Insurance Decisions
An independent insurance agent is a good choice when you need to shop for a new California health insurance policy. An independent agent such as the experts at Benefit Packages have access to a variety of plans and can help you choose one that will work for you and your …
If You’re Young and Healthy, Consider TONIK from Anthem Blue Cross
If you’ve ever been tempted to go without health insurance because you’re young and healthy and don’t think you need it, think again. Even if you are healthy and never get sick, and come from a long line of people that never get sick, you need health insurance. All it …
How to Select Individual Health Insurance
Selecting individual health insurance in California is not an easy job. Whether you are selecting a plan through your employer, your own plan because you’re self-employed, or looking for a supplement to your Medicare coverage, there are many different plans with different coverages to choose from. It can be difficult …
How the Affordable Care Act Affects Seniors
Many Americans have seen benefits under the Affordable Care Act. As the provisions of the law come into effect, seniors with Medicare will see many benefits take place. These include: Brand name prescriptions will be 50% cheaper if you are in the Medicare donut hole. This savings is automatic, and …
Health Savings Accounts Benefit Your Health and Your Tax Bill
A health savings account, or HSA, is a way to help pay for your healthcare costs and saving on your taxes. When you have California health insurance that has an HSA option, you have the ability to set up an account that you can fund with pretax income. What this …