The healthcare mandate will require that all Californians have health insurance as of January 2014, with some exceptions. Many businesses are rightfully concerned about how this will affect them. The answer essentially comes down to the size of the business. Impact on Businesses with Fewer than 50 Full-Time Employees Small …
What Kind of Health Plans Will Be Available Through Covered California?
Most Californians will be required to purchase health insurance under the Affordable Care Act as of January 2014. Those who aren’t exempt from the requirement will face a penalty if they don’t purchase insurance. In response to the new requirement, an insurance marketplace called Covered California was formed. It is …
Will the New Health Care Law Increase California Health Insurance Premiums?
Under the Affordable Care Act, Californians and all Americans will be required to carry health insurance or pay a penalty as of 2014, with some exceptions. Ultimately, the Affordable Care Act is intended to provide comprehensive and affordable coverage for everyone. Individuals seeking coverage under Covered California cannot be denied …
Rates Revealed for California’s Health Insurance Exchange
In 2014 most Americans will be required to carry health insurance under the Affordable Care Act, whether through an employer-sponsored plan, an individual plan or Medicaid. In response to the mandatory insurance requirement, California created a health insurance exchange called Covered California, designed to help individuals who do not receive …
Picking a California Medicare Supplement Plan
Medicare is a quality program designed to help seniors cover their costs of their healthcare, but it does leave some important gaps in coverage. Fortunately, seniors with California Medicare can seek out supplemental plans to fill those gaps while keeping it affordable to pay for care. It’s unfortunate that Medicare …
Health Insurance Uncertainty Ahead for Individuals and Small Businesses
The Affordable Care Act, or ACA, was passed with the primary goal of making quality, affordable healthcare available to everyone. Given the sheer number of changes being implemented in the near future, it’s understandable that everyone from individual employees to small business owners is a bit uncertain about how the …
Health Insurance Sticker Shock for Small Businesses
Insurers are beginning to reveal the rates they expect to charge under the Affordable Care Act, and in some instances, they’re looking at premium increases in the double digits. In California, United Healthcare’s small business policyholders are facing a 4.9 percent increase on the costs of their California health insurance …
California Health Insurance for Smokers
One consequence of the Affordable Care Act was federal permission for each state to charge smokers up to 50 percent more for their health insurance, even though the federal healthcare law was designed to make insurance more affordable for low-income individuals in 2014 and beyond. Statistically, more low-income individuals are …
What’s Unique about California Health Insurance
Living in California means you have the privilege of experiencing some unique healthcare policies and decisions. Whether you’re already insured and happy with your policy or still looking around, it’s important to be aware of some of the aspects of California that make CA health insurance noteworthy. For one thing, …
How to Shop Around for Health Insurance
You’re probably a busy person, and it’s not always easy to stop and shop for big-ticket items like insurance. Even though it’s tough to find the time, though, choosing your California health insurance plan could be a life-or-death decision. If there ever came a time when you were seriously injured, …