There are several pieces involved in the Affordable Health Care for America Act. Each of them may affect a different aspect of your current insurance coverage. The act also requires every citizen of California to have a minimum amount of insurance in place by January 1, 2014 — or suffer …
How Affordable is the California Health Insurance Exchange?
The California Health Insurance Exchange is an affordable place to find insurance, because of three different factors. They are Tax Credits These are for individuals and families that fall into certain income limits. If you are below a certain income requirement (based upon the size of your family), you can …
Can a Small Business Get Family Health Insurance Coverage?
If you own and operate a small business in California, the affordable care act will allow you to purchase family health insurance coverage for your employees. While businesses with less than 50 employees are not required to offer health insurance, many of them will want to take advantage of the …
Important Terms when Searching for Individual Health Insurance Coverage
There are several terms that are used by insurance companies that you should understand before you start shopping for individual health insurance coverage. Here is a list of the terms and how they are applied to your insurance policy: MOOP – maximum out of pocket (may also be called OOPL or …
Does Everyone have to have Individual Health Coverage?
With the affordable health care act, everyone has to have individual health coverage by January 1, 2014. All legal residents of California will need to have some type of insurance in place, either through their employer, or through an individual policy. This also includes families with children, and married couples …
How Will I Be Affected by the Affordable Health Care Act?
There are several stages being implemented for the affordable health care act, each of which is designed to help people who are underinsured receive the proper medical treatment. The problem that many people associate with the act is their ability to afford the new insurance program at their current salary. This …
What is the California Health Benefit Exchange?
The California health benefit exchange is a collection of providers that will offer services to people who are covered under the new healthcare act. It also includes a selection of insurance programs that are specifically tailored to the need of the people of California. It meets all of the requirements under the …
Walgreens Sends Employees to Private Exchange for Coverage
Many major corporations are shifting the responsibility of choosing healthcare coverage onto employees. On September 18th, 2013, Walgreens announced it will send workers to private exchanges to purchase their own healthcare coverage. This exchange allows employees to choose from as many as 25 different plans, instead of the three or …
The Basics of Covered California
The Basics of Covered California Covered California helps Californians find the healthcare coverage they need to protect themselves and their loved ones. The coverage this marketplace provides takes effect January, 2014. Part of the State of California, Covered California provides the tools consumers need to shop for health insurance; in …
5 Ways a Small Business Can Reduce Health Insurance Costs
Providing superior health insurance — like Blue Cross Blue Shield of California — to employees is a major expense for expense for large and small businesses, alike, but many companies are determined to give workers the coverage they need to live long and productive lives. According to a recent Kaiser …