If you’re one of the many self-employed low- or middle-income earners in this country, you’re likely to have found health insurance prohibitively expensive at some point in the past. You may still be without coverage because it’s simply too costly. Today, the Affordable Care Act (frequently referred to as “Obamacare”) …
Everyone Will Be Able to Afford Insurance under the Affordable Care Act
The Affordable Care Act provides insurance coverage for everyone, regardless of age, pre-existing medical conditions, or if you have been denied coverage in the past. One concern many people have is how much it is going to cost them to have one of the mandatory insurance plans. Under the new …
Some Large Employers Discontinuing Health Insurance for Part-Time Employees
Target is following in the footsteps of several large companies, including Home Depot and Walmart, which have decided to stop offering health insurance for part-time employees in response to the Affordable Care Act (commonly referred to as “Obamacare”). Target announced that it will stop offering health insurance benefits to its …
Affordable Health Insurance Coverage Will Be Available for Everyone
With health care reform changes going into effect on January 1, 2014, it will provide affordable health insurance coverage for everyone. Even if you do not currently have an insurance plan through your employer due to the cost, or because you are unable to afford one on your own, the …
What Are the Penalties If I Don’t Sign Up for Health Insurance in 2014?
As of 2014 most Americans will be required to carry health insurance under the healthcare mandate of the Affordable Care Act (ACA) or pay a penalty, referred to as “the individual shared responsibility payment.” The deadline to enroll in coverage through the health insurance exchange in order to avoid the …
Some Large Employers Discontinuing Health Insurance for Part-Time Employees
Target is following in the footsteps of several large companies, including Home Depot and Walmart, which have decided to stop offering health insurance for part-time employees in response to the Affordable Care Act (commonly referred to as “Obamacare”). Target announced that it will stop offering health insurance benefits to its …
I Do Not Understand Small Business Health Coverage
The rule in the past has always been that businesses with less than 50 employees did not offer health insurance. This was not true in every case, but it was common for most small businesses. With the new Affordable Care Act, small business health coverage has become more affordable and …
What Are the Penalties If I Don’t Sign Up for Health Insurance in 2014?
As of 2014 most Americans will be required to carry health insurance under the healthcare mandate of the Affordable Care Act (ACA) or pay a penalty, referred to as “the individual shared responsibility payment.” The deadline to enroll in coverage through the health insurance exchange in order to avoid the …
Not All Health Insurance Agents Are Created Equal: Qualities of a Good Agent
Health insurance agents are licensed by the state or states in which they serve to assist individuals, families, seniors, students and businesses in applying for individual or group health coverage. While all health insurance agents must be licensed, not all are created equal. Here are some qualities to look for …
What Is a “Grandfathered” Health Plan and How Do I Know if I Have One?
While President Obama declared on several occasions that people who liked their health insurance plans would be able to keep them, some people have nonetheless found their policies cancelled by their insurance companies in response to the changes under the Affordable Care Act (ACA). Amidst all the confusion about healthcare …