California Medical Insurance Options
There are many ways to obtain medical insurance in California. In terms of traditional health insurance policies, there are PPO and HMO plans to choose between – PPO plans offer great flexibility, as there is cover included for medical services received at out-of-network practices and hospitals. HMO plans are less flexible and require members to choose primary physicians, but also offer lower premiums. There are also Health Savings Accounts which provide account holders with tax-free savings accounts which can be used to pay for medical expenses.
California Medical Insurance Supplements
Seniors in particular are at risk of being unable to afford their medical needs, but low-premium Medicare supplements can provide extended cover to seniors residing in California. Medical insurance supplements can provide cover for prescription drugs and there are many different options to choose between. Free electronic brochures provide side-by-side comparisons of different options, making it easy to see where plan are similar and where they differ.