We spend all of our lives paying our Medicare taxes assuming that when we retire, we are going to be able to see a doctor and get the medical care we need, when we need it. Unfortunately we have been laboring under a false assumption. The simple truth is that unless you take out some form of Medigap insurance, you are not as well covered as you thought you were.
In the state of California Medigap insurance coverage has been made available to anyone who is already enrolled in both Medicare parts A and B. It is intended to protect you and make sure that you do not end up with huge out of pocket expenses when the care you need is either not covered or only partially covered under your current Medicare coverage. Before this happens to you, you need to look into a California Medigap insurance policy through Benefit Packages.