The Affordable Care Act, or ACA, was passed with the primary goal of making quality, affordable healthcare available to everyone. Given the sheer number of changes being implemented in the near future, it’s understandable that everyone from individual employees to small business owners is a bit uncertain about how the law will impact them. For those with CA health insurance, the question often is whether this law will change the quality of your care.
In reality, it’s still too early to tell, but there are some signs that it can deliver on its intended goal and help. For small businesses with under 50 employees, the law will not require them to provide health coverage, but it does expand their options if they choose to provide it. Historically, it’s been difficult to find affordable California health insurance plans for small business, because they’re seen as a greater risk, so the law can help those small businesses that want to provide health insurance. In the event that an employee working one of these small business doesn’t get employer health insurance, there’s a new health insurance exchange created by the law to help them. Ultimately, it’s still difficult to know how the law will affect everyone, but early signs point to some advantages for traditional underdogs in the California health insurance game.