Health Insurance and CA Provider Networks
Health services such as hospitalization can be disastrous financially if you are inadequately insured, but you can join a plan that provides low premiums in exchange for comprehensive health insurance. CA health service providers which are a part of the Blue Cross Blue Shield network work in partnership with Anthem Blue Cross of California to provide millions of Californians with cheaper insurance options, and in addition to plans for individuals there are smart group insurance options available.
Health Insurance in CA – The Basic Options
There are a number of basic options to consider when you are looking for health insurance in CA – PPO plans (Preferred Provider Organization) offer flexibility, as you are free to use any physician or hospital, although greater cover is awarded when you use a practitioner or establishment that belongs to your insurance provider’s network. HMO (Health Maintenance Organization) policies are a little less flexible, it is required that you choose a primary physician, but the advantage of choosing an HMO is that you can enjoy lower premiums.