On January 1st, 2014, every family in California will be required to have some form of health insurance or face penalties on their next tax return. The problem is that many people who do not have insurance offered through their employer have no idea where to purchase insurance for themselves or their families. This is why we have developed a way for you to get insurance quotes that take into account your current medical needs and your family’s income.
When you are ready to shop for affordable health care coverage, the first step is to fill out an application. This will give us the information we need to show you which plans are available. This quote will also include the cost of the various plans and the methods you can use to reduce the cost of your premiums. The quote is free, and you have absolutely no obligation to purchase the insurance; this is just to get you started on the correct path to avoid penalties on your taxes.
There is also a tax credit available, which can help make your insurance premiums lower. By applying the tax credits every month, instead of waiting until the end of the year to redeem your credits, you will be able to get affordable health care coverage before the deadline. These credits are based upon your current income and family size, so they will be different for every person. We also offer a tax credit calculator to help you understand how much your premium may be reduced after you complete all of the forms and your credit is processed.