The Affordable Care Act (ACA) promises to provide additional benefits to all Americans, including enhanced preventive care and greater access to affordable coverage. Many changes have already gone into effect, and more are on the way. Here we look at how the ACA will specifically affect nursing homes. More Information …
What Are Insurance “Navigators” Under the Affordable Care Act?
As of January 2014, most Americans will be required to carry health insurance under the new healthcare mandate. In response, some states, including California, Oregon and New York, have created health insurance exchanges: marketplaces where consumers can compare plans and rates and obtain coverage. Many states have chosen not to …
New Health Care Wizard Designed to Help Business Owners Understand Obamacare
Business owners have a new resource for information about the upcoming health care changes and requirements under the Affordable Care Act (ACA), also known as “Obamacare.” A new website enables employers to enter their business’s information, including current health insurance information, company size and location, and receive information about changes …
Could Workplace Prevention Programs Help Tackle Obesity?
The Centers for Disease Control (CDC) have created a free informational program called LEAN Works to help employers implement workplace obesity prevention programs. The program aids employers in planning, building and promoting a program and assessing the results after implementation. Such programs are as important as ever, today, as obesity …
Who is Eligible for Tax Credits and Cost-Sharing Subsidies in California?
Many Californians are concerned about how they will afford health insurance when the individual health care mandate goes into effect in January 2014 as part of the Affordable Care Act. To address this concern, the Affordable Care Act stipulates that individuals who do not have access to employer-based health insurance …
Health Insurance Exchanges Explained
Understanding the upcoming changes to healthcare under the Affordable Care Act is important, especially considering that individuals will be required under the law to have insurance by January 1, 2014. Many states including California have set up health insurance exchanges, marketplaces where people can compare standardized, government-regulated plans. Though businesses …
Credit Agency Chosen to Verify Incomes for Insurance Subsidies under ACA
Equifax Workforce Solutions, a division of Equifax Inc., has been chosen by the Obama Administration to verify the incomes of those who apply for insurance subsidies, when the mandatory insurance rule under the Affordable Care Act (ACA) goes into effect. Millions of low- and moderate-income individuals who do not qualify …
Many Americans Receiving Refunds from Health Insurance Companies
The Obama Administration recently announced that 8.5 million Americans will be getting refunds from their health insurance companies this year. This is due to a provision of the Affordable Care Act stating that if an insurance company isn’t spending at least 80 percent of a person’s premium payments toward their …
The Advantages of a Health Savings Account
Health savings accounts (HSAs) are designed to help people save money for future medical expenses. To qualify for an HSA a person must have a high deductible plan. The idea behind HSAs is that when an individual pays out-of-pocket for care, they will spend their money more wisely. An HSA …
10 Essential Health Benefits Insurance Plans Must Cover in 2014
The insurance mandate under the Affordable Care Act (ACA) will require that most Americans carry health insurance by January 2014. Among the goals of the ACA has been to ensure that people receive comprehensive coverage, and several provisions have been incorporated into the ACA to that end, including a rule …