California Individual Health Insurance Options
If you are looking for an affordable insurance policy for medical cover in California, individual health insurance options include traditional plans which feature deductibles and set monthly premiums, as well as Health Savings and Health Incentive Accounts. An HSA is a tax-free account which you deposit funds into monthly, and these are used to pay for medical expenses. A HIA is more like a reward system, whereby your providers make contributions to reward your participation in health improvement programs.
Saving Money on California Individual Health Insurance
There are various ways to save money on premiums for regular California individual health insurance plans, depending on your age. If you are between the ages of nineteen and twenty-nine, an offering such as a Tonik plan from Anthem Blue Cross can provide you with free blood work, X rays and other perks. If you are a senior and are enrolled in Medicare Parts A and B, you can change to an Advantage plan which provides more flexibility in benefit choice.