California Health Insurance Plan

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Finding the Best California Health Insurance Plan

A good health insurance plan can be a valuable safety net, to protect you from the crippling financial effects of unexpected illness or injury. There are a number of well-known private companies offering comprehensive California health insurance plan options. Before you set about looking for a plan, it is worthwhile calculating what you can afford in terms of premiums, so that you will know which offerings are viable. Free online quotes make it easy to compare options.

Choosing California Health Insurance Plan – Basic Terms

There are a few basic terms which you are likely to encounter when choosing a California health insurance plan. A ‘deductible’ is the amount of out-of-pocket expense you will have to meet before full cover for medical services kicks in. A ‘Health Savings Account’ is an alternative to a traditional plan, whereby you deposit money monthly into a tax-free account which can be used to pay for medical costs. You can find plenty of information about individual plans in free electronic brochures.