California Health Insurance to Bridge Medicare Exclusions
Many seniors receive some healthcare benefits through Medicare in California, but the standard benefit package included in these plans is not always enough to cover medical expenses adequately. Fortunately, there are ‘Medigap’ plans offered by private insurance companies which are designed to fill in any gap in cover, as the name suggests. These mostly have low monthly premiums, and thus provide an affordable way for seniors to ensure their complete protection.
California Health Insurance Options
For those who are looking for a complete California health insurance plan, there are a number of options. Regular insurance policies such as those offered by Blue Cross of California and Blue Shield provide cover for hospitalization as well as doctor visits, and a number of plans provide additional cover for medical services such as dentistry. In addition to conventional packages, there are alternative options such as the Lumenos Health Savings Account. Account holders make monthly, tax-free contributions, and accumulated funds are used to pay for medical care.