California Affordable Health Insurance for Small Businesses
Many small businesses are hesitant to adopt group insurance plans as enrollment requirements can be strict and premiums can be expensive. There are affordable options for small businesses available, however, such as the BeneFits offering from Anthem Blue Cross of California. Affordable health insurance is offered with five separate choices for participants. Enrollment percentage requirements are also lower than those of similar group insurance plans
California Affordable Health Insurance – PPO versus HMO
Those who are looking for California affordable health insurance for individuals can choose between two basic types of traditional insurance plan. PPO or Preferred Provider Organization plans have slightly higher premiums than HMO (Health Maintenance Organization) plans, but these provide greater flexibility, as members are free to change primary doctors and are not required to obtain referrals to see specialists. HMO plans provide the most affordable solution, however, especially if a whole family is covered by the same benefits package.