California Affordable Health Insurance for Seniors
Many seniors in California struggle to afford their basic health needs despite being covered by Medicare policies. For seniors living in California, affordable health insurance supplements offered by providers such as Anthem Blue Cross and Blue Shield of California can reduce out-of-pocket expenses. A supplement with low premiums which includes prescription drug cover can be obtained. There are also no-cost supplements available as part of a Medicare Advantage plan, as an alternative to standard Medicare cover.
California Affordable Health Insurance Plan Options
If affordability is your primary concern when choosing a health insurance plan, you may wish to consider an HMO (Health Maintenance Organization) plan. While these plans are less flexible than PPO plans as they require you to choose a primary physician and do not provide cover for out-of-network services, they offer lower premiums. If you do not travel around a great deal and are likely to have access to the same hospital and/or physician over an extended period, choosing an HMO plan makes good sense.