What is a Blue Cross Medicare Supplement?
Many people receive their primary health insurance through Medicare programs, yet these sometimes contain gaps in cover. A Blue Cross Medicare supplement is a plan designed to fill these gaps, and supplement plans provide Medicare beneficiaries with a simple way to add various extra benefits, such as a prescription drug benefit. Blue Cross offers a range of Medicare supplement plans, and there are also primary benefit packages offered for Medicare Advantage members.
Blue Cross Medicare Supplement Plans versus Advantage
Medicare participants who are eligible may switch to a Medicare Advantage plan which permits them to receive their primary benefits via a private insurance provider. A supplement plan differs in that it is something a Medicare participant can obtain in addition to the standard Medicare offering. Blue Cross provides PPO as well as HMO options, and there are a number of budget options which can make your insurance cover more extensive without creating too much extra expense.