Anthem Blue Cross and the Blue Shield Network
It is crucial to have adequate health insurance cover, since if you are under-insured you could easily find yourself unable to pay expensive doctor or hospital bills one day. Anthem Blue Cross is widely respected as an insurance provider, and has many members living in California. Blue Shield, a subsidiary of Anthem, provides a range of plans for seniors as well as younger citizens. Anthem Blue Cross and the Blue Shield network can provide you with financial security, without reducing your disposable income too much.
How does Anthem Blue Cross and Blue Shield Work?
Anthem health plans such as those available through Blue Shield typically offer PPO and HMO plan options. PPO plans are fairly flexible, but have slightly higher premiums. HMO plans are more likely to require referrals for members to see specialists, and each member is expected to choose a primary GP. These plans have lower premiums however. Those who receive insurance via Anthem Blue Cross and Blue Shield can choose between hundreds of hospitals and thousands of private practices which have partnered with Anthem.