California affordable health insurance is available for you at all stages of your life. When you are first out of college, you are young, healthy, and probably only need a high deductible plan. This is a plan to cover you in case of a high cost medical emergency. One great option available to you at this stage of your life is the TONIK Health Insurance Plan from Anthem Blue Cross.
When you are older and have a family to take care of, you will need more health insurance. You will have doctor’s visits, preventive care, prescriptions, and other medical expenses. You will want California medical insurance that will balance reasonable monthly premiums with adequate coverage for your health and family situation.
Finally, once you reach 65 and older, you need to think about how you are going to supplement your California Medicare plan. You have a choice of a supplemental plan, or a Medicare Advantage plan. Each one has benefits, depending on your health and situation.
It’s a good idea to sit down with an insurance expert during each stage of your life to go through your health insurance options and see which one is the best for you. That’s where Benefit Packages comes in. As an independent insurance agency, we can give you information on a wide variety of plans. We work with many companies, including Blue Cross and Blue Shield of California. We’ll go through your options and help you get the lowest premiums available, without sacrificing coverage.