California Health Insurance

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Affordable California Health Insurance Options

It is a good idea, regardless of your age, to obtain comprehensive insurance cover for your health, since unexpected medical expenses can run into tens of thousands of dollars. California health insurance options include standard plans such as PPO and HMO offerings, and there are also Health Savings Accounts which function a little differently to traditional plans – when you have an HSA, instead of paying monthly premiums you make a monthly, tax-free contribution to funds which can be drawn at a later stage to pay for medical expenses.

California Health Insurance Supplements

In addition to complete, standalone plans, there are also supplements available for those who have existing California health insurance but are missing certain types of cover. This is often the case for seniors who receive benefits via Medicare, and a good supplement plan can come in handy in filling in any gaps. Generally, eligibility for Medicare supplements requires that the applicant is enrolled in Medicare Part A and Part B, and is aged sixty-five or older.