It is important to make sure you are properly covered by your health insurance plan once the new reforms take effect on January 1st, 2014. Currently, you have access to many resources to explore your options and available plans, like visiting our online site, here at Coverage California. Our detailed information helps make sense of the reforms and how they are going to have an impact on you once the law goes into effect.
If you already have an employer-sponsored program, the changes probably will not impact you in any way. But, it is still worth your time to confirm whether your current plan meets and satisfies the new requirements, such as the 10 Essential Health Benefits. In the event your employer-sponsored plan does not provide adequate coverage, you are eligible to pursue other options to guarantee you are covered correctly in California.
In addition to finding useful information on our website, you are able to compare rates by obtaining quotes from multiple insurance carriers able to underwrite health plans in the state of California. We are able to help you determine if you are eligible for any tax credits, subsidies, and other financial incentives to reduce the cost of your insurance plan. Further, lower-income residents have additional options, such as public assistance programs like Medicaid and Medicare. In order to determine whether you might qualify for a public assistance program, you must still fill out an application for coverage. Filling out an application and obtaining a quote does not obligate you in any way. Nor are you required to start your coverage now, and you can choose to have the plan start on January 1st, 2014.