CoreGuard PPO Health Insurance
Anthem Blue Cross of California provides many health insurance plans which enable Californians to obtain the medical attention they require more affordably. The CoreGuard plans are a relatively recent addition to the catalogue of plan options, and these PPO plans provide extensive cover, including fifty percent co-payments for doctor visits as well as appointments with specialists. One of the advantages of PPO plans is that members are able to receive out-of-network cover when travelling.
CoreGuard Plans do not Require Specialist Referrals
Another advantage to taking up a CoreGuard policy is that you are not required to obtain a referral to see a specialist. Some insurance plans which fall under the HMO category require members to elect a primary care physician, and this can make it difficult to obtain cover for emergency visits to other physician when you are unable to see your primary. CoreGuard does not require members to select a primary physician, thus members have greater freedom in choosing medical service providers.