If you are approaching your 65th birthday, you are about to be eligible for Medicare. Do you know what you are signing up for? Medicare consists of four basic parts. Here’s a brief explanation of each of them:
- Part A: Covers hospital stays and long-term care facilities, as well as some home health care.
- Part B: The medical insurance part of Medicare, which covers doctor visits, medical supplies and preventive care.
- Part C: These are Medicare Advantage plans, which are offered through private companies. The private companies contract with Medicare to offer health insurance services. These plans provide you with your Part A and Part B Medicare coverage, and generally also include prescription drug coverage (Part D).
- Part D: The prescription drug component of Medicare.
- There are also a variety of Medicare supplemental plans available, through private insurance companies.
As you can see, there are a lot of Medicare options available to you. Between original Medicare offered through the government and Medicare Advantage plans through a private company, and all the different private companies available, you have a lot to choose from.
Your Medicare coverage is an important decision to make. You want to make sure you get the right plan to take care of your needs as you get older. It’s a good idea to work with an expert to make sure that you have all the facts and that you get the best plan for you. The independent agents at Benefit Packages are experts in the various Medicare plans, and are ready to help you select the one that is going to give you the best coverage. We work with many different companies offering Medicare options in California and can explain the advantages of each. Contact Benefit Packages for assistance in ch
- oosing your Medicare coverage.