There are many different types of personal health insurance plans available for those that are not covered by a group plan through their employer. One of the more popular types is a Preferred Provider Organization plan, also known as a PPO.
PPOs can save you a lot of money. PPOs set up a network of doctors that agreed to provide service at negotiated rates. If you see a doctor within that network, your medical procedures will be covered as stated within the plan, and it will cost you and the plan a lot less than if you go outside of the network.
Generally when you are shopping for insurance, you can see a listing of the in-network doctors that participate in a particular plan. These can be found either in the plan booklet or online. This allows you to see if your preferred physician is a member of a particular PPO, before you sign up.
One of the more popular PPOs in California is Anthem Blue Cross and Blue Shield of California. This PPO has a network of over 52,000 participating physicians, and over 90% of all hospitals in California are covered. In addition, with Anthem Blue Cross and Blue Shield, you have coverage throughout the nation. This is one of the largest networks in the country, so if you travel a lot, you’ll find it beneficial.
For more information about Anthem Blue Cross and Blue Shield of California, or to get a free quote, call Benefit Packages or go online today.